Finance and Leasing

Did you know that 80% of all U.S. companies lease equipment? These businesses choose equipment leasing because they know it is the simplest, smartest, and most cost effective way to acquire new and used equipment. Leasing offers numerous advantages over other financing methods, according to the Equipment Leasing Association:

Tax treatment.
The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible overhead expense. Therefore, you can deduct the lease payments from your corporate income.

Balance sheet management.
Because an operating lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them.

100 percent financing.
With leasing, only the first and last month's payment are due at the time of the lease. That means that you will have more money to invest in revenue-generating activities.

Immediate write-off of the dollars spent.
Leasing payments are treated as expenses on a company's balance sheet, therefore, equipment does not have to be depreciated over five to seven years.

Flexibility.
As your business grows and your needs change, you can add or upgrade at any point during the lease term through add-on or master leases.

Customized solutions.
A variety of leasing products is available, allowing you to tailor a program to fit your month-to-month or year-to-year cash flow needs. You are able to customize a program to address your needs and requirements - cash flow, budget, transaction structure, cyclical fluctuations, etc. Some leases allow you, for example, to miss one or more payment without a penalty, an important feature for seasonal businesses.

Asset management.
A lease provides the use of equipment for specific periods of time at fixed payments. The lessor assumes and manages the risk of equipment ownership. At the end of the lease, the lessor is responsible for the disposition of the asset.

Speed.
Leasing can allow you to respond quickly to new opportunities with minimal documentation and red tape. Many leasing companies can approve your application within one or two days and you can have your equipment very quickly.

Improved cash forecasting.
By leasing equipment you know the amount and number of lease payments over the life of the leasing period, so you can accurately forecast cash requirements for your equipment.

Flexible end of term options.
There are several options for disposing of equipment after the lease term ends including returning the equipment, renewing the lease or purchasing the equipment.

Tax benefits.
Lessors often pass the tax benefits of ownership on to the lessee in the form of lower monthly payments.

Improved earnings.
Operating lease accounting provides a lower cost than a capital lease in the early years of a lease.

 


 

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Terms & Conditions of Service

  • Items may be subject to inspection
  • All transactions subject to final approval by Direct Capital Corp.
  • Financing will be made available for transactions on listings greater than $2,000
  • Applicant may be required to supply additional information at the request of Direct Capital, to complete the approval process.
  • The submitting individual(s), recognizing that his or her individual credit history may be a factor in the evaluation of the credit of the applicant, hereby consents to and authorizes the above named business credit provider and any assignee, lender or funding service that may be utilized to obtain and use a consumer credit report on the undersigned, now and from time to time, as may be needed in the credit evaluation and review process and waives any right or claim they would otherwise have under the Fair Credit Reporting Act in the absence of this continuing consent. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to Direct Capital Corp., 155 Commerce Way, Suite B, Portsmouth, NH 03801 within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial of credit within 30 days of receiving your request for the statement.
  • All financial providers including banks, brokerage houses, mortgage and other lenders are hereby directed and authorized to release to Direct Capital Corporation, its agents and assigns, via phone or fax as your policy dictates, any and all information pertaining to any account I may hold with such provider.
  • I grant to Direct Capital Corporation, its agents and assigns continuing authority to access, review and update, from time to time credit reference information.
  • By submitting your application form, you agree to receive information from Direct Capital and selected partners regarding your account and information important to your business. Information will be sent to the fax/email address listed for the account.
  • This Web site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service.

Mail your request to the following postal address:

Direct Capital Corporation
attn: MARKETING DEPT.

155 Commerce Way, Suite B
Portsmouth, NH 03801 USA

 

 

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vadim@aaronequipment.com
or call 630-350-2200